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What’s the “Emotional” Return on Investment of a New Home?
Chances are, you’ve heard the expression, “Your home is your biggest investment.” For most homeowners, that’s true. So, when you’re shopping for a new home, it’s important to consider the financial opportunity of any purchase. Ideally, you want a home that is likely to increase in value over time. In other ...
Continue ReadingPre-Approval vs. Approval: What Actually Matters
Landing at a Glance • 5-year fixed rates currently range between 3.69% to 4.54% (depending on lender and qualification strength) • Variable rates continue to adjust with the Bank of Canada • Lenders are maintaining current stress-test qualification rules • Approval timelines vary depending on documentation and income type Understanding the Difference Many buyers believe a ...
Continue ReadingBuy Now or Wait? January 2026 GTA Market Update
January GTA housing data confirms what many buyers are sensing on the ground: there is more choice and more negotiating room — but also more hesitation. According to TRREB’s January 2026 Market Watch: • 3,082 homes sold (↓19.3% year-over-year) • 10,774 new listings entered the market (↓13.3% YoY) • Sales-to-new-listings ratio: 29% (firmly buyer-leaning ...
Continue ReadingShould You Worry about Competing Listings?
Imagine you’ve been waiting for the right moment to sell your home and you’re finally ready to list it. But, just as you’re about to put up the sign, you notice that a few other FOR SALE signs have unexpectedly popped up in the community. Oh no! Now there are competing ...
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